Beshak In The News

The insurance marketplace, specifically health insurance, is getting wider and deeper. Services around health insurance are also picking pace and one such service provider is Beshak. Check out Mahavir Chopra's interview on Beshak and the ongoing challenges in health insurance.

When buying term insurance, you typically select a policy term based on when you expect to reach financial independence. This is the age by which you expect to have paid off debts and accumulated sufficient wealth to support yourself and your dependents.

Health insurance penetration is increasing gradually - thanks to Covid. With the growing realization of its importance, more people are protecting themselves against unforeseen medical expenses. Hear from our founder, Mahavir Chopra, as he shares insights on how health insurance plays a crucial role in combating health challenges exacerbated by poor air quality and lifestyle issues. Don’t miss his expert take

Relying solely on the claim settlement ratio when buying term insurance may not provide a complete picture, as it doesn’t account for claim amounts, processing time, claims experience, financial stability, or the focus on term insurance specifically.

Health insurance can feel unfair when premiums increase without claims. Here are some policies that lock in your premium rates, allowing you to save money over time

SBI General Insurance recently introduced the SBIG Health Super Topup Plan. Several other general and health insurers also offer them. In case of a critical illness or a hospitalisation where the bill is exorbitant, the base policy coverage often falls short. A super topup comes in handy in such circumstances.

Galaxy Health Insurance’s maiden products offer a feature where policyholders’ premiums are locked at the age of entry, until they make a claim. The prospect of paying premiums charged to younger age groups as they will be lower is bound to result in savings in premium outgo for individuals. While you can take this feature into account while buying a policy, it should not be the sole parameter influencing your purchase decision.

The regulator had mandated that insurance policies must cover 12 modern treatments including balloon sinuplasty, oral chemotherapy, robotic surgery and stereotactic radiosurgery. However, not all insurance companies provide the correct coverage details for advanced procedures. Regardless of whether or not it is mentioned in a policy document, all insurers have to cover it, as mandated, up to specified sub-limits.

With no restriction on income, Ayushman Vaya Vandana card is universal, and senior citizens can receive free treatment in hospitals, both public and private