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Aditya Birla Activ One (MAX) vs Go Digit Double Wallet

Aditya Birla Activ One (MAX)
No room rent limit
This plan offers an excellent balance of affordability and comprehensive coverage, making it an attractive option for those seeking tailored healthcare without straining their budget. In addition to providing coverage for hospitalization and related costs, it includes benefits such as coverage for bariatric surgery, HIV/AIDS-related expenses, consumables, and more. However, it's important to note that this plan doesn't offer the option to pay premiums on a monthly basis. Furthermore, our research indicates that the insurer has received a higher number of complaints regarding both policy purchases and claim settlements. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
Fairly priced in comparison to other products in the market
No restrictions on the type of hospital room you choose
Option to avail coverage for listed chronic conditions from day 1

Go Digit Double Wallet
No room rent limit
This plan is significantly cheaper and a budget-friendly alternative to other products in the market. It offers numerous unique features, including an inbuilt Personal Accident cover, and covers various expenses associated with hospitalization, non-medical costs, bariatric surgery, and so on. The plan also allows multiple options so that you can get discounts on your premium. However, it does not provide the option to pay your premiums monthly. Lastly, as per our research, the insurer has received a higher number of claim settlement complaints as well as policy purchase complaints, suggesting a poor track record in terms of both purchase and claims service experience.
Cheaper than other products in the market
No restrictions on the type of hospital room you choose
Offers inbuilt Personal Accident coverage
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