Bajaj Allianz My Health Care vs SBI General Health Edge

This plan offers several features, with one remarkable highlight being its inclusion of surrogacy and complications expenses, along with coverage for newborn baby medical costs from day one. However, it has to be noted that although it covers hospitalization and other related hospitalization expenses, it doesn't provide comprehensive coverage. Moreover, it imposes sub-limits on specific treatments like cataract, potentially resulting in higher out-of-pocket expenses. Speaking of purchase and claims experience, you are likely to have a pleasant experience with the insurer as they received fewer claim settlement and policy purchase complaints - as per our research.

This plan stands out with its affordable pricing, unique features and benefits, catering to a wide range of needs. It covers various expenses including maternity expenses, infertility treatment cost, cost of bariatric surgery for weight loss, and the cost of consumables. The plan also provides a lump sum payment for hospitalization due to vector-borne diseases and allows you to cover medical expenses for domestic staff. On the flip side, it does not offer a monthly premium payment option. Additionally, based on our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record with respect to both purchase and claims service.