Care Insurance Care Advantage vs SBI General Arogya Supreme (Plus)

This plan strikes a great balance, offering good value for money with its affordable pricing and useful features like global coverage, flexibility to reduce the PED waiting period, coverage for OPD expenses, consumables like masks, gloves, etc. But there are a couple of downsides: it doesn't cover domiciliary treatments, i.e., treatments undergone at home, and it doesn't allow you to pay your premium on a monthly basis. And, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchases and claims.

This health insurance plan offers extensive coverage that goes beyond hospitalization expenses, encompassing various costs such as bariatric surgery, treatments for external birth defects after a specified waiting period, and so on. Additionally, the plan provides several options to get premium discounts. On the flip side, however, it is more expensive than other products in the market and does not provide a monthly premium payment option. Additionally, based on our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record with respect to both purchase and claims service.