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Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Health Insurance arrow Best Health Plans arrow Go Digit Double Wallet vs ICICI Lombard Health AdvantEdge

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Go Digit Double Wallet vs ICICI Lombard Health AdvantEdge

Go Digit Double Wallet

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No room rent limit

This plan is significantly cheaper and a budget-friendly alternative to other products in the market. It offers numerous unique features, including an inbuilt Personal Accident cover, and covers various expenses associated with hospitalization, non-medical costs, bariatric surgery, and so on. The plan also allows multiple options so that you can get discounts on your premium. However, it does not provide the option to pay your premiums monthly. Lastly, as per our research, the insurer has received a higher number of claim settlement complaints as well as policy purchase complaints, suggesting a poor track record in terms of both purchase and claims service experience.

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Cheaper than other products in the market

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No restrictions on the type of hospital room you choose

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Offers inbuilt Personal Accident coverage

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ICICI Lombard Health AdvantEdge

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Single Private Room

This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It combines affordability with an array of features and benefits, making it an ideal choice. Not only is it cost-effective compared to other similar products in the market, but it also offers coverage for numerous expenses such as consumables, bariatric surgery, maternity expenses, OPD expenses along with hospitalization-related expenses. The fact that you cannot choose to pay the premiums on a monthly basis is one of the drawbacks of the product. Further, our research suggests that the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.

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Fairly priced in comparison to other products in the market

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Covers outpatient department costs, such as medications, tests, consultations, etc.

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Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.

4.2
Beshak Rating
Fair
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