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ICICI Lombard Health AdvantEdge vs Reliance General Health Global (Elite)

ICICI Lombard Health AdvantEdge
Single Private Room
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It combines affordability with an array of features and benefits, making it an ideal choice. Not only is it cost-effective compared to other similar products in the market, but it also offers coverage for numerous expenses such as consumables, bariatric surgery, maternity expenses, OPD expenses along with hospitalization-related expenses. The fact that you cannot choose to pay the premiums on a monthly basis is one of the drawbacks of the product. Further, our research suggests that the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Fairly priced in comparison to other products in the market
Covers outpatient department costs, such as medications, tests, consultations, etc.
Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.

Reliance General Health Global (Elite)
No room rent limit
This plan is an excellent choice for those seeking comprehensive health insurance coverage for treatments both in and outside India. In addition to covering hospitalization expenses, it also covers various other costs, such as consumables, OPD expenses, and more. On the downside, the plan does not offer a monthly premium payment option. Additionally, our research indicates that while the insurer has received fewer claim settlement complaints, it has seen a higher number of complaints related to policy purchases.
No restrictions on the type of hospital room you choose
Covers expenses of planned hospitalisation outside India
Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
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