Royal Sundaram Multiplier vs Star Health Assure

This plan is an ideal option for those seeking affordable and comprehensive health insurance coverage. It offers a range of features and benefits that makes it a favorable choice. In addition to its competitive pricing compared to similar products in the market, it provides coverage for various expenses such as mobility devices like wheelchairs, crutches, etc., coverage for app-based cab services like Ola and Uber, and so on. It also offers coverage for pre-existing diseases like Asthma, BP, Cholesterol, and Diabetes from the 31st day of policy purchase. The plan, however, doesn't offer the monthly premium payment option. And, based on our research, the insurer has received higher policy purchase complaints but has fewer claim settlement complaints.

This health insurance plan is a good option to consider with several treatment and other expenses covered. The plan covers maternity and infertility treatment expenses as well as the cost of consumable items in addition to covering hospitalization and related expenses. On the flip side, however, it doesn't allow you to pay your premiums on a monthly basis. Additionally, our research suggests that the insurer has received a higher number of claim settlement as well as policy purchase complaints. This means that they have a poor track record in terms of both purchase and claims service experience.