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Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow Bandhan Life iTerm Prime vs IndiaFirst Life Elite Term

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Bandhan Life iTerm Prime vs IndiaFirst Life Elite Term

Bandhan Life iTerm Prime

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Early exit option

Although this product is cheaper than other products in the market, it doesn’t allow you to choose important customizations such as increasing cover. It also doesn't provide many limited pay choices or any options to customize how your family will receive the claim amount. And, as per our research, the insurer has received a higher number of claim settlement complaints as well as policy purchase complaints, indicating a poor track record in terms of both purchase and claims service experience. 

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Cheaper than other products in the market

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Option to exit the plan while it is still active and receive a refund of premiums

2.1
Beshak Rating
Economical
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IndiaFirst Life Elite Term

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Relatively cheaper

While this product is reasonably priced compared to other plans in the market, it lacks important customizations such as limited pay, increasing cover, and a critical illness rider. Additionally, it doesn't offer any options to customize how your family will receive the claim amount. Furthermore, while the insurer has received fewer complaints related to policy purchases, our research indicates that they have received a higher number of claim settlement complaints compared to other insurers. 

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Cheaper than other products in the market

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Received fewer complaints during policy purchase compared to other insurers

2.2
Beshak Rating
Economical
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